Payments

A secure platform to provide secure online payments

Utilizing the latest fraud security technology, Deluxe Payment Exchange lets you send and receive secure digital payments every time.

OVERVIEW

Deluxe Payment Exchange features state-of-the-art security features to help eliminate fraud

person working on laptop

Built on a foundation of security and developed specifically with security in mind, Deluxe Payment Exchange features a traceable pedigree along with other security features to help minimize the chance of fraud including unprecedented platform security and organizational/financial controls.

As the administrator of your Deluxe Payment Exchange account, you’ll be able to designate not only who can log into the account, but also what they can do within the account. These permission levels include options such as:

  • Create checks 
  • Sign and send checks 
  • And more, depending on their needs and role 

By providing this Separation of Controls feature, we’ve added an extra layer of flexibility and security to your account – one that can only be modified by the account administrator.

FEATURES & BENEFITS

State-of-the-art security for greater peace-of-mind

As an industry leader in secure payments, we’ve applied those high standards to Deluxe Payment Exchange, giving you one of the most secure payment methods available.

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Unprecedented platform security

Our servers are housed in a secure, camera-monitored environment behind closed doors. By employing an intricate system of checks and balances, we control who can access our records. 

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Verification on our secure online database

Our patented technology includes a proprietary stamp on each payment that allows financial institution’s to verify authenticity.

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Reduced touchpoints

Deluxe Payment Exchange digital payments go directly from the issuer to the recipient, helping eliminate potential interception points and the risk of fraud.

Receive payment

Check voids and stop payments

Until a payment has been retrieved and printed, it can be voided through the online system, eliminating the need to issue Stop Payments.

FACTS

Get the facts about check fraud

Reducing fraud risk is the most important factor in choosing a payment method, for all sizes of business.

Aite Payments Study, 2021

In 2020, 74% of organizations were targets of payment scams.

2021 AFP Payments Fraud and Control Survey

Check fraud represents 60% of attempted theft aimed at deposit accounts.

American Bankers Association’s 2019 Deposit Account Fraud Survey

MORE INFORMATION

Be sure your next digital payment solution is secure

MORE SOLUTIONS

Discover more ways to pay and get paid with the Deluxe Payment Exchange

eChecks

Go 100% digital when you pay with eChecks. All you need is an email to send your payment and recipients are given options as to how they’d like to receive it.

business owner using print+mail payments

Print+Mail

Combining the speed and convenience of an electronic payment with the experience of receiving a traditional paper check, Print+Mail will generate, print and mail your payments — on high security check stock — the same day you create them within the Deluxe Payment Exchange.

Request a free demo

Get started with the secure Deluxe Payment Exchange

We’re here to help

Simply fill out the form and one of our experts will reach out to help you get started.

TESTIMONIALS

See what real customers have to say about Deluxe Payment Exchange

In the past, we have used paper checks and direct deposit. The problem with paper checks that we found is that they tend to get lost by the U.S. Post Office. And with direct deposit it is a little on the pricey side. And not everyone has bank accounts so a lot of people like checks because they can just cash it. It seemed like it would be pretty cool, so we tried it out and we like it."

  • Gabriel A.

Prior to eChecks we were challenged with the ability to write checks on behalf of our customers. We have 40 locations around the country. So, we were in a position where we had to provide check stock to individual locations and give them the ability to write and sign a check. Which became challenging in terms of accounting and security concerns. Once we found out about eChecks we were able to eliminate all of those security challenges and just centralize it. What used to be somewhat of a logistical nightmare for us in terms of managing the checks has become very smooth and our customers rely on it more frequently than they have in the past."

  • Victor F.

 

Security FAQ

Are eChecks safe?

Yes! eChecks were created with security in mind. Our patented technology includes a proprietary stamp that allows banks to verify authenticity of each check, as well as an intricate system of checks and balances to control our records.

Check out our white paper "3 Key Steps to Ensure Digital Payment Security: What to look for in your next payment platform" to learn more about how digital payments are more secure.

How does Deluxe ensure the security of digital payments?

Deluxe has always been an industry leader in check security and Deluxe Payment Exchange maintains those high standards. This includes multi-factor authentication, our one-of-a-kind Check Verification Service, secure email links, 'masked' routing and account information until needed, and more.

What are the most secure B2B payment methods?

The most reliable B2B payment methods include eChecks, wire transfers, ACH payments and credit cards.