Fast and easy eCheck verification

Part of your Deluxe Payment Exchange program, our eCheck verification service provides:

• Confirmation that the eCheck was issued by an authorized party
• Proof of critical check data such as payee and amount 
• Verification that items remain unmodified from the electronic original

As a bank, you are not required to verify a check in order to process it. This is a supplementary security offering available to all financial institutions if and when they choose to investigate specific check items further.

If you are a financial institution looking to verify a eCheck, visit the verification page.

Want to learn more? Explore the benefits of eChecks for both your financial institution and its customers.

“Check is valid including payee name” 

When you see this message, an eCheck has been positively verified and all information is accurate and unaltered. This does not guarantee funds are available in this account. 

“Check could not be verified” 

This message appears if the issuer mistyped information or if one or more component of the check was altered. Details regarding possible alterations remain vague for security reasons. You will be instructed to contact the Deluxe Help Desk for more information. 

NOTE: All financial institutions can use the eCheck Verification Service for both eChecks and paper checks. eChecks are automatically registered, where paper checks need to be manually registered by the check writer in order to be verifiable.