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Payables Suite

Deluxe Payment Exchange

Discover a fast, easy, low-cost digital solution that gives the recipient a choice in how they accept payment.

OVERVIEW

Digital payment solutions for any size business

  1. woman using a computer mouse

    Enterprise

    Reduce costs: utilizing digital payments and Print+Mail allows you to cut down on AP resources. Improve customer experience: customers get paid faster and have their choice of deposit options. Optimize cash flow: ability to send payments instantly lets you have tighter control of finances.
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    Financial Institutions

    Generate fee revenue: make a profit by offering a payment platform that fits an unmet market need. Provide digital solution to customers: give them what they need to seamlessly transition to a digital payment method. Reduce costs: with fewer AP resources needed, digital payments and our Print+Mail option provide you with a lower cost alternative to in-house processing.
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    Small Business & Non-profits

    Make payments quickly: send payments instantly via digital delivery or same day using Print+Mail. Save time & money: digital payments and Print+Mail are faster, more affordable than printing and mailing your payments. Better manage cash flow: send checks instantly, at the last minute and keep tighter control of your finances.
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Send faster payments today

Get started with eChecks: 50 eChecks for just $34

MORE SOLUTIONS

Make paying and getting paid easier

business owner using print+mail payments

Print+Mail

Combining the speed and convenience of an electronic payment with the experience of receiving a traditional paper check, Print+Mail will generate, print and mail your payments — on high security check stock — the same day you create them within the Deluxe Payment Exchange platform.

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eChecks

Go 100% digital when you pay with Deluxe eChecks. All you need is an email address to send your payment and recipients are given options as to how they’d like to receive it.


KEY BENEFITS

Discover the Deluxe Payment Exchange difference

 

Sending checks just got easier with Deluxe Payment Exchange. Watch a short video to learn how the Deluxe Payment Exchange platform can help you save time and money when it comes to sending and receiving payments. A true digital payment solution that sets your business up for success - no matter the size.

FACTS

Companies are making the switch to Deluxe Payment Exchange

eChecks & Print+Mail

Deluxe Payment Exchange has disbursed over $16.4 billion in payments.

Businesses prefer digital payments*

Over 85% of businesses prefer to receive electronic payments over paper checks. (*2021 Payments Study, Aite Group)

HOW IT WORKS

It’s easier and faster to create and send payments with eChecks and Print+Mail

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Link your Deluxe Payment Exchange and bank accounts

Create an account and link bank account to the platform.

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Prepare real time payments

Enter payment details, remittance data and attachments directly into the platform, then upload a file, or, if using an eCheck, use the QuickBooks® connection. Select eCheck or Print+Mail for same day check printing.

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Recipient is ready to accept their payment

If using an eCheck, the recipient is notified of payment via email, views remittance data and chooses their deposit method, either electronically or printed. If sending checks through the mail with Print+Mail, the recipient receives their check payment with remittance data in the mail.

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Learn How Easily Deluxe Payment Exchange Can

Integrate Into Your Current AP Process

TESTIMONIALS

Faster payments. Better processes.

When you mail checks to people, there are a lot of potential complications—the mail doesn’t get there or it’s late—it just takes time. There are a lot fewer issues we’ve experienced using the eChecks. It’s greatly improved our processes.

  • Doug Stockham

    President and co-founder , Emergency Assistance Foundation, Inc.

It is very simple. Even if employees don’t get into it every day, it’s very simple for them to go back in and know how to navigate and upload a file or create an individual check—so that was really nice about choosing Deluxe.

  • Brooke Dahlquist

    Operations Manager , Lincoln Savings Bank

It’s a simple, easy email to the payee and then they can choose to print an eCheck or use Deposit Services. A lot of concerns with either the speed, the risk or the cost just go away.

  • Rebecca Schottie

    Director of Americas Payroll, HR and Financial Solutions , Alight Solutions

 

What is Deluxe Payment Exchange?

Deluxe Payment Exchange is a true digital payment solution for businesses like yours. A fast, easy, low-cost digital solution, Deluxe Payment Exchange gives you the choice of how payments are made – digitally or printed and mailed for you – and gives your recipients options as to how they receive them.

How does Deluxe Payment Exchange complement my current payment options?

Deluxe Payment Exchange integrates seamlessly into existing payment options, while offering business more choice, flexibility and control over how and when to send payments. In fact, using digital payments may be better suited for some situations like repetitive and urgent payments.

How do I integrate Deluxe Payment Exchange to issue check payments on my behalf?

You can utilize the platform directly, upload a .CSV file to the platform, or utilize our API.

Will Deluxe Payment Exchange work with my current software?

Yes, there are several options that all integrate with your existing processes. Deluxe Payment Exchange is scalable - you can utilize the platform directly, upload a .CSV file or connect via API. There are no major infrastructure or accounting process changes required. You can sign up today and disburse payments tomorrow.

How Is Deluxe Payment Exchange secure?

There are several safeguards in place to ensure the security of the platform. The first requires all users log in to Deluxe Payment Exchange to use multi-factor authentication to ensure access to their account is accessible only to them. All accounts created go through a rigorous, multi-stage security process before users can start sending checks and continues through retrieval, deposit and system audits. And, finally, all safeguards you would find with a traditionally disbursed check are in place. A check verification service is available for all eChecks and Print+Mail payments written via Deluxe Payment Exchange.

What payment options do payees have?

Payments can be sent as an eCheck or Print+Mail. eChecks are a completely digital payment in which the payee chooses their deposit method (i.e., direct deposit, deposit to a debit card, or deposit to PayPal). Print+Mail checks will be delivered to the payee on high security check stock in the mail and can be deposited like any paper check.

What are the different types of digital payments?

Types of digital payments include eChecks, ACH, PayPal, wires, Venmo, Zelle, cryptocurrency, and RTP (Real-Time Payments).

What are the advantages of digital payments?

There are several advantages with digital payments through Deluxe Payment Exchange, including enhanced security, flexibility, multiple deposit options, and reduced time and costs.