Payments

Deluxe Payment Exchange. Fast, easy secure payments.

Email notifications let you know a payment is available for you to direct deposit, deposit to debit card, send to a payment app or print it out like a real check. Simple!

OVERVIEW

Faster payments for a job well done

 

No more waiting for the mail after completing a job. With Deluxe Payment Exchange, you’ll receive an eCheck the instant it’s issued. To see how easy it is, watch our short video.  

FEATURES & BENEFITS

Discover a better way to get paid with Deluxe Payment Exchange

From speed to security, you’ll love digital payments from Deluxe Payment Exchange. 

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Get paid faster

No more waiting for the mail to come. With Deluxe Payment Exchange, you receive payments the second they click their mouse button to send them!

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Receive payments easier

On your phone, laptop or desktop. Anytime, anywhere. Because Deluxe Payment Exchange delivers payment notification via email, it’s easier than ever to get paid.

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Reduce fraud chances

Because Deluxe Payment Exchange payments go directly from the sender to the recipient, those additional touchpoints where fraud traditionally occurs are eliminated.

Range of offerings

Enjoy more choices

Want a paper check? Print your payment on any standard printer. Direct deposit? You can choose that, too, along with deposit to a debit card or to Paypal. With Deluxe Payment Exchange the choice is yours.

MORE INFORMATION

Getting started with Deluxe Payment Exchange

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Deluxe Payment Exchange delivers payments via eCheck, a check delivered by email – or rather notification that a check is available for you in our secure system. To receive that payment, simply click the link in the email and choose how you’d like to get paid:

Use Deposit Services

  1. Create a free Deluxe Payment Exchange account in seconds.
  2. Select service for sending funds to your account (Debit Card, Direct Deposit, or PayPal*)
  3. Simply follow the instructions to register selected Deposit Service and confirm your request to deposit.

Print as a Check

  1. Continue as a guest (Deluxe Payment Exchange account creation is not required) 
  2. Select option to print the check.
  3. An image of the check is rendered.
  4. Print on regular paper using any standard printer (color or black and white)

Once printed, use any deposit method you’d typically use including at branch, ATM or remote deposit, via mobile phone or desktop scanner. In the event your financial institution has questions regarding a payment, our platform allows for easy verification by visiting us online.

HOW IT WORKS

Receive it. Retrieve it. Deposit it.

1

Receive and retrieve

The recipient gets payment notification via email and retrieves the eCheck from a secure Deluxe Payment Exchange server.

2

Select payment method

The recipient can print the eCheck from their own printer or utilize Deluxe Deposit Services for a fully digital experience.

3

Deposit

If printing the check, the recipient endorses and deposits as they would a traditional paper check. If utilizing Deposit Services, they would need to complete the registration process and link their account to receive the payment.

Support & Contact

Connect with our team and get your questions answered

Business Checks

Deluxe Payment Exchange Support

800.631.8962
Monday - Friday 8:00 am - 7:00 pm CST
Saturday 8:00 am - 4:30 pm CST

RESOURCES

Download our free Payee Guide


We’ve created a downloadble guide for you to use until you get used to receiving eChecks but don’t worry: it’s so easy, you won’t need it for very long!

 

Frequently asked questions

Should I accept an eCheck?

Yes. An eCheck is the same as a paper check, just sent digitally.

Is receiving an eCheck safe?

Yes. Deluxe Payment Exchange features state-of-the-art security features to ensure eChecks are safe to both receive and deposit.

How can I deposit an eCheck?

After endorsing the back of the check, eChecks can be deposited at your bank or via Remote Deposit Capture. If using Deposit Services, the eCheck can be cashed via direct deposit, deposit to a debit card, or deposit to PayPal.

Do I have to sign up for a Deluxe Payment Exchange account to retrieve an eCheck?

No. You can retreive an eCheck by simply continuing as a guest. No sign up is required.