BACK-OFFICE BANK OPERATIONS

Branch Capture

Expedite clearing and settlement when you capture, image and key check deposits directly at the branch.

OVERVIEW

Inject digital efficiency into your item processing with Branch Capture

A person's hand giving another person's hand a check to use Branch Capture.

Efficiency counts when it comes to branch operations. That’s why banks and credit unions with significant volumes of customer checks rely on Branch Capture from Deluxe, part of our comprehensive RDC Suite.

This remote capture banking solution streamlines all parts of the branch deposit process. Instead of collecting and transporting paper items for central scanning—a process that can take hours or even days—Branch Capture moves this critical work upstream with easy back-office scanning. 

It’s a comprehensive branch software solution that’s scalable for financial institutions (FIs) of all sizes, and fully backed by Deluxe’s expert receivables team.

FEATURES & BENEFITS

Tap the benefits of Branch Capture

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Streamline check processing

Branch Capture removes cumbersome steps like transportation from your bank’s deposit workflow. Robust remote capture banking software and high-capacity RDM EC9703 network scanners transmit directly to your core system for swift and accurate processing.

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Expedite funds availability

Branch Capture supports same-day funds availability and extended cut-off deadlines that help you accelerate clearing and maximize customer satisfaction.

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Reduce transportation costs

Scanning checks at the branch with convenient capture solutions eliminates armored transport expenses, time wasted moving checks between bank locations and the hassle of tracking physical items.

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Help decrease risk

Branch Capture lets you manage check deposits with confidence. Scanning checks at the point of presentment helps alleviate the risk of lost or stolen items and downstream keying errors.

MORE DETAILS

Streamline check processing with remote capture banking

A woman holding a cell phone after using Branch Capture.

Scanning checks with Branch Capture means clearing and settlement activities can occur earlier—even on the same day as presentment. This helps your FI realize numerous advantages, from reduced transportation costs and faster funds availability to greater customer and employee satisfaction.

Flexible processing options

Remote capture banking with Branch Capture keeps you in control. You can balance at the branch, or transmit items for downstream processing, clearing and centralized balancing. Staff can make exception decisions at the branch to reduce rework and posting issues.

Fast, secure and intuitive check capture

The RDM EC9703 network scanner from Deluxe is ideal for the large daily check volumes of branch capture deposits; it can scan up to 100 documents per minute. Its driverless USB connectivity makes it simple to install and use. Branch staff can get started in minutes, with no training or support.

How it Works

How Branch Capture works

1

Connect

Get back office staff up-and-running fast with Deluxe’s intuitive branch capture software and driverless check scanners. There’s no need for extensive downtime, training or support.

2

Scan

Keep tellers focused on customer service. Collect checks as usual, then scan deposited items in the back office at routine intervals each day.
3

Clear

Balance, clear and manage exceptions where it best suits your FI: at the branch, or by transmitting digital items downstream for centralized processing.

MORE SOLUTIONS

Go paperless with these remote capture banking solutions

  1. A businessman looking out a window

    RDC Suite

    Explore the industry’s most comprehensive line of remote deposit capture (RDC) solutions, all backed by exceptional sales and implementation support from the receivables experts at Deluxe.
    SEE RDC SUITE
  2. A man looking at a piece of paper he opened from an envelope

    Check Scanners

    Experience the world’s simplest check scanners. RDM hardware from Deluxe features true USB “plug-and-play” connectivity that’s easy to use, compatible with any operating system, and proven to delight business customers.
    SEE CHECK SCANNERS
  3. A woman using mobile remote deposit capture

    Mobile RDC

    Help businesses and consumers deposit checks and capture documentation anytime, anywhere, from their smartphones, with our array of mobile RDC options.
    SEE MOBILE RDC

LEARN MORE

Branch Capture

Learn how to save money on every check deposit

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Frequently asked questions

What is branch capture?

A branch capture solution enables bank or credit union staff to scan and key customer check deposits at each bank location, rather than transporting physical checks for centralized scanning, processing, balancing and clearing. Branch capture solutions combine powerful remote deposit capture software and desktop check scanner hardware.

How can branch capture help my financial institution?

Branch Capture helps banks and credit unions deposit paper checks more efficiently and cost-effectively. It eliminates armored transportation costs and the risks associated with transporting checks. Working electronically dramatically speeds processing and clearing, which improves customer and employee satisfaction.

What type of check scanners work with Branch Capture?

Banks and credit unions may use the compatible desktop scanner of their choice, or the powerful and intuitive RDM 9703 network scanner from Deluxe. The RDM 9703 network scanner requires no drivers and connects to branch workstations via USB, making it simple to install and operate—yet robust enough for high-volume branch capture operation.

What is the difference between branch capture and teller capture?

While both branch capture and teller capture systems use similar hardware and software, they operate in different parts of the bank. A teller capture system scans a handful of checks at the point of presentment, such as a teller station or drive-through window. A branch capture solution resides in each branch’s back office and scans hundreds or thousands of presented items at a time, at multiple intervals each day. Both options save time, accelerate processing and reduce armored transportation costs.