83% of FIs experienced growth in mobile deposit volumes during the pandemic*
*RemoteDepositCapture.com
Use a smartphone to deposit checks and other remittance documents securely and conveniently from anywhere.
OVERVIEW
Simplify check processing with our mobile remote deposit capture (mRDC) solutions that allow users to skip the trip to the bank branch and upload checks directly from their smartphones.
Today, nearly 85 percent of business customers are forced to rely on an mRDC solution that lacks the basic business-specific features they need**. Unlike other business mRDC solutions that might have been originally designed for consumers, Deluxe Business Mobile was designed specifically for businesses.
AUDIENCE
Our solutions allow FIs to offer a mRDC solution to consumers or businesses of all sizes, giving them the opportunity to accept and upload checks on the go. Financial institutions can add new revenue streams and help reduce branch operating costs by converting branch deposits to mobile deposits.
Expanding beyond consumer features to an mRDC offering that specifically targets businesses can make a big difference in customer satisfaction, efficiency and bottom-line profits. We offer the right mRDC solution to meet your customers’ needs, whether they are a consumer, small business or enterprise.
Deluxe Business Mobile provides a full-featured mRDC solution that’s perfect for any size business. For busy sales and delivery people, taking time out of the day for a trip to the bank isn’t always an option. Our solution allows them to quickly capture check payments in the field and add critical information and associated remittance documents for each deposit.
Featuring integration with popular accounting applications such as QuickBooks, it speeds up cash flow for quicker access to funds. Deluxe Business Mobile is easy to learn and use but robust enough to handle all of the details, security and reporting that your business needs.
FEATURES & BENEFITS
Eliminate trips to the bank by capturing customer payments in the field.
Help shorten day sales outstanding and get access to funds faster.
Quickly capture checks, critical information and other associated remittance documents.
Deluxe Business Mobile comes with built-in tutorials that will help your team hit the ground running.
FACTS
MORE INFORMATION
Mobile Remote Deposit Capture solutions from Deluxe are designed to help financial institutions save time and help businesses handle check deposits without having to visit the branch.
Equip your FI with a powerful way to help attract and retain valuable business customers while delivering an experience branded with your FI’s identity. A comprehensive mRDC package is no longer simply a competitive differentiator—it’s now a competitive necessity.
Consumer Mobile delivers the security, convenience and control that today’s consumers expect for their personal finances. Working with Deluxe for mobile remote deposit offers your FI the latest mRDC functionality, easy integration with your bank’s brand and mobile app, and a platform that makes customer enrollment and use as easy as possible.
With Business Mobile, Deluxe’s mobile check-capture solution, banks and credit unions can satisfy valuable corporate customers, help grow revenue and demonstrate innovation with the latest digital tools. These sophisticated business users get up and running quickly thanks to built-in tutorials and a practice interface that helps minimize customer support requirements for your FI.
Save time, speed cash flow and keep core business needs on track with a mobile remote deposit capture solution that seamlessly integrates with desktop RDC solutions. Business mobile is easy to learn and use while robust enough to handle the details, security and reporting that organizations expect.
From approval workflows, deposit limits and endorsement to integration with other RDC capture points and comprehensive reporting, we provide flexible options to meet your specific needs. Business Mobile also includes optional API connectivity for customers who want to manage the application internally, while still taking advantage of back-end services.
HOW IT WORKS
Open the mobile banking app on your smartphone.
Take a picture the front and back of check(s) as well as remittance information and other related documents. The images are uploaded directly to the software and not stored on smartphones.
Add any additional notes as needed and submit. Accounts Receivable can review and approve as necessary or the check(s) can be submitted directly to the financial institution.
The images are transmitted to your financial institution for deposit in your account.
MORE SOLUTIONS
Accept check payments with efficiency and ease through our best-of-breed nationwide lockbox network.
This digital solution helps merchants get paid faster, eliminates manual entry and simplifies receivables management.
Realize cash quickly and power smart business decisions with complete visibility in payment processing and cash application.
Remote Deposit Capture Solutions
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Testimonial
People think that mobile capture is a product that primarily appeals to small businesses with low check volumes. But large businesses need mobile capture for payments received by field employees and at remote offices as well.”
Christine Barry
Head of Banking & Payments , AiteNovarica
RESOURCES
Remote deposit capture is a way to deposit a physical check into an account digitally by taking a picture of a check without having to give the physical copy of the check to the bank. Remote deposits are convenient, safe and secure. Mobile deposit is a type of remote deposit capture that gives you the ability to capture a remote deposit via your smartphone as opposed to a desktop check scanner or other check scanning equipment.
Mobile remote deposit, also known as mobile check cashing, refers to the process of depositing a picture of a check using a smartphone, rather than physically taking the paper check to the bank.
With mobile remote deposit, businesses or consumers use a smartphone to take a photo of the front and back of a check, then use their bank or credit union’s mobile Remote Deposit Capture application to upload the check image for deposit in their account.
Yes. We utilize rigorous security to safeguard payments including passwords, two-factor authentication, audit logs, SSL encryption, session timeouts and ability to limit deposits to authorized locations.
Any business that accepts paper checks in the field, at the office or through the mail can benefit from deploying a mobile remote deposit check capture solution. mRDC deposit can help businesses save time, speed cash flow and keep core business needs on track. Small businesses and enterprise companies in insurance and real estate are particularly good candidates for mobile Remote Deposit Capture.
If you’re a small business interested in using this product, please contact your financial institution and ask them to consider our solution.
Banks should offer mRDC deposit for a few reasons: it adds new revenue with valuable corporate/small business customers, demonstrates innovation and market leadership with the latest digital tools and helps banks stay competitive with an RDC mobile banking offering.
There are several mRDC deposit (mobile Remote Deposit Capture) benefits for small businesses. These include saving time by not having to go to the bank and extending deposit times, or being able to capture deposits at later cutoff times for same day credit of deposit with most banks. Users simply capture checks and remittances using a smartphone - no additional equipment purchases are needed. RDC mobile deposit is easy to learn and use but robust enough to handle the details, security and reporting needed to run a business. Make sure your financial institution is offering the remote deposit capture features you need for your small business.
Yes! Many businesses need to deposit checks from multiple channels, such as in-person and mail. Combining mobile and desktop Remote Deposit Capture in a single platform enables businesses to reduce costs, accelerate funds availability and have an upgrade path to accommodate growth in check volumes.
