A hand holds a mobile phone making a payment through a terminal

Accept Payments

Drive Efficiency and Boost Profitability with Deluxe Merchant Services

Transform the way you do business with cutting-edge tools from Deluxe. From integrated software solutions and modern point-of-sale systems to smart terminals and the innovative dlxPAY mobile app, we empower you to deliver seamless, secure payment experiences your customers love—all while running your business with confidence and ease.



Every Business Can Accept Payments With Deluxe

Financial institutions, government entities, SaaS providers, e-commerce businesses, retail and restaurant owners nationwide rely on Deluxe Merchant Services to meet all of their payment needs. 

By offering a wide range of payment solutions and integrated software, you can accept and process transactions in-store, online and on-the-go.  

We’re the Payment Processor That Will Help You Grow

Provide your customers with multiple payment options, including POS systems, virtual terminals, mobile payments, and customized online checkout experiences. Accepting payments is simple and convenient, no matter where your customers may be.

 

Payments for all business models


Accept payments on any device, through a wide range of payment processing methods, with flexible features that can be customized to meet the unique needs of your business or entity.


Always there customer care


Benefit from 24/7/365 expert support from our service center—11-time winner of the Association of Teleservices International (ATSI) Call Center Award of Distinction.


Happy customers, safe data


Deluxe’s technology and software solutions help you give customers friendly, frictionless payment experiences, matched with security and fraud protection to help keep card data safe.

dlxPAY

Seamless Mobile Payments

dlxPAY offers secure payments by accepting contactless and EMV chip card transactions, ensuring a safe and seamless payment experience. Additionally, it provides real-time insights, allowing you to track sales, manage inventory, and view reports on the go. The system also boasts flexible integration options, enabling you to pair it with the Ingenico Moby 5500 or integrate it with custom apps using our SDK.

Available on the Apple App Store

Available on the Google Play Store

Accept Payments On Any Device

  1. Point-of-Sale and Smart Terminals

    Complete orders in-person or online with a simple POS solution with inventory management.

  2. Seamless Mobile Payments

    Streamline your business with dlxPAY, the ultimate mobile payment app for merchants.  

    Key Features: 

    • Secure Payments: Accept contactless and EMV chip card transactions.  
    • Real-Time Insights: Track sales, manage inventory, and view reports on the go.  
    • Flexible Integration: Pair with Ingenico Moby 5500 or integrate with custom apps using our SDK.  

  3. Data and Reporting

    Monitor transactions, track trends and manage expenses insights to help you optimize your business.

  4. Integrated Software Solutions

    Deluxe’s Merchant Services can integrate seamlessly with your existing business management software.

 

How does payment acceptance and processing work?

Payment processing comprises several steps but takes only a few seconds to complete. Here’s how it works:

  1. A customer uses their debit/credit card to pay for goods or services. 

  2. The merchant’s payment processor authorizes the payment with the card’s network (Visa, Mastercard, etc.) and sends the information to the customer’s issuing bank.

  3. The bank verifies the card is legitimate and whether the funds are available to cover the purchase, either approving or declining as appropriate. 

  4. The merchant then compiles (batches) all the day’s transactions and sends to their payment processor for the funds to be deposited to the merchant’s account and debited to the cardholder (the charge then appears on their monthly statement). 

Do my payment needs change as my business grows?

Flexibility is key when it comes to payment solutions and advancements in technology continue to improve efficiencies and convenience for both you and your customers. That’s why having the right payment processing partner is so important to the success of your business. You need a payments partner that offers flexible pricing models based on your business needs, multiple hardware and software solutions that grow in tandem with your business, and PCI-compliant solutions that protect both you and your customers.

What is merchant services?

Merchant services is a broad term used to describe processing services that allow a business to accept credit/debit cards for payment through a secure network.

What payment types can a merchant’s business accept?

Businesses can accept traditional magnetic stripe cards, EMV chip cards, digital wallets and peer-to-peer payment options. Also, you should consider contactless payment options that allow you to serve customers on-the-go, over the phone and online with credit/debit cards and, depending on customer base, secure checks.

What is the difference between a payment processing vendor and a partner?

Anyone can sell you a product or service. A partner shares your vision and your values, and works with you to help you achieve your goals.