Credit card with terminal payment solution

Merchant Services

Empower your business with seamless transactions

In today's fast-paced business environment, offering a versatile and secure payment system is crucial. Wherever your customers are, our solutions meet the needs of businesses of all sizes, providing an efficient, reliable and user-friendly platform for processing payments.



Accept Payments Online, In Store and via Mobile Devices

Every business can accept payments with Deluxe Merchant Services. Our comprehensive payment solutions are designed to help you accept payments easily and securely, whether you operate in-store, online, or on-the-go.

Sell Payments

Merchants are changing the way they serve customers and Deluxe has the tools to help them succeed in an ever-changing payment marketplace. Whether you are an ISO or Financial Institution Partner, our seamless payment processing solutions and innovative digital tools provide everything you need to help drive growth and success for your business.

Integrate Payments

Streamline your SaaS with Deluxe Integrated Payments. Our solution seamlessly integrates with your platform, offering faster onboarding, advanced features and dedicated support to increase revenue and streamline operations.

Infographic showing how Deluxe helps businesses simply payments and enhance customer experience
Features and Benefits

Simplify Payments, Enhance Customer Experience

Mutiple payment options

Accept credit cards, debit cards, ACH payments, and digital wallets, and enable contactless payments for a seamless checkout experience.

Payments for all businesses

Accept payments on any device, through a wide range of payment processing methods, with flexible features that can be customized to meet the unique needs of your business or entity.

Quick and reliable processing

Benefit from fast transaction times and minimal downtime, improving cash flow with rapid fund transfers.

Comprehensive reporting tools

Access real-time data and analytics to monitor sales and track performance, plus generate detailed reports that streamline accounting and reconciliation.

Happy customers, safe data

Technology and software solutions help you give customers friendly, frictionless payment experiences, matched with security and fraud protection to help keep card data safe.

Always there customer care

Receive 24/7/365 expert support from our service center—11-time winner of the Association of Teleservices International (ATSI) Call Center Award of Distinction.

Accept Payments On Any Device

  1. In-Store Payments

    Complete orders in-person and online via Virtual Terminal devices or Point-of-Sale System

  2. Online Payments

    Online sales have never been easier, with customized checkout pages and easy payment options.

  3. Seamless Mobile Payments

    Streamline your business with dlxPAY, the ultimate mobile payment app for merchants.  

    Key Features: 

    • Secure Payments: Accept contactless and EMV chip card transactions.  
    • Real-Time Insights: Track sales, manage inventory, and view reports on the go.  
    • Flexible Integration: Pair with Ingenico Moby 5500 or integrate with custom apps using our SDK.  

  4. Integrated Software Solutions

    Integrate seamlessly with your existing SaaS platform.

 

How does payment acceptance and processing work?

Payment processing comprises several steps but takes only a few seconds to complete. Here’s how it works:

  1. A customer uses their debit/credit card to pay for goods or services. 

  2. The merchant’s payment processor authorizes the payment with the card’s network (Visa, Mastercard, etc.) and sends the information to the customer’s issuing bank.

  3. The bank verifies the card is legitimate and whether the funds are available to cover the purchase, either approving or declining as appropriate. 

  4. The merchant then compiles (batches) all the day’s transactions and sends to their payment processor for the funds to be deposited to the merchant’s account and debited to the cardholder (the charge then appears on their monthly statement). 

Do my payment needs change as my business grows?

Flexibility is key when it comes to payment solutions and advancements in technology continue to improve efficiencies and convenience for both you and your customers. That’s why having the right payment processing partner is so important to the success of your business. You need a payments partner that offers flexible pricing models based on your business needs, multiple hardware and software solutions that grow in tandem with your business, and PCI-compliant solutions that protect both you and your customers.

What is merchant services?

Merchant services is a broad term used to describe processing services that allow a business to accept credit/debit cards for payment through a secure network.

What payment types can a merchant’s business accept?

Businesses can accept traditional magnetic stripe cards, EMV chip cards, digital wallets and peer-to-peer payment options. Also, you should consider contactless payment options that allow you to serve customers on-the-go, over the phone and online with credit/debit cards and, depending on customer base, secure checks.

What is the difference between a payment processing vendor and a partner?

Anyone can sell you a product or service. A partner shares your vision and your values, and works with you to help you achieve your goals.