6 (of many) ways High Security checks help prevent fraud

In a recent study by AFP, 80 percent of organizations reported being victimized by payment fraud attacks or attempts in 2023. The most vulnerable of the respondents (65%) faced fraud activity via checks. With fraud of this nature continuing to rise, organizations and account holders are seeking guidance to help mitigate and protect from instances of fraud.

For the 12 billion checks written in the US by consumers and businesses¹, High Security checks by Deluxe  are specifically designed with multiple layers of defense to protect against fraud. With modern copiers producing duplicates that rival originals, it's easier than ever for fraudsters to copy and fake a business check. But Deluxe has been in the check business for over 100 years, and we've pioneered security technology that makes our High-Security checks virtually impossible to copy.

Here are six of the many security features our High Security checks contain to help prevent check fraud.

1. Microprinting

A proprietary technology that uses small type in check elements that are noticeable and legible when magnified, but appear as dotted lines when copied.

2. Foil hologram

A foil hologram adds another layer of protection to your checks. You may have seen something similar on your driver's license. Each check is hot stamped with a multi-dimensional seal that cannot be copied, as it is applied on top of the paper and not printed. As such, it will appear as a black box on a copied check.

3. Heat-sensitive ink

The next line of defense is heat sensitive ink. This is ink that disappears when heat is applied. Copied checks will not be able to replicate this feature.

4. Warning box

Turn a check over and you will notice a warning box that lists all the security features that may be in place on the check and explains how to detect if fraud may have been attempted.

5. Mobile remote deposit reminder 

These days, it's essential to utilize financial solutions that you can use on the go. Not only should you be able to make payments anywhere, but you should also be able to manage deposits while you're out and about. With mobile remote deposit reminder, you can track and date deposits made via mobile device to prevent depositing checks twice.

6. Built-in security

Built-in security is one of the most exciting and practical fraud protection features. High Security checks have a number of layers you can't see, including chemically sensitive paper, a chemical-wash detection area, toner fuse and more.

Even in today's increasingly digital business world, checks remain a top payment choice for many businesses and consumers.  High Security checks  from Deluxe can help you ensure your payments — from payroll to vendor bills — remain as secure from fraud as possible.

¹2022 Federal Reserve Payments Study